Emaar Development and ADCB Form Strategic Collaboration to Transform the Home-Buying Experience with Innovative Financing Solutions

Dubai, United Arab Emirates – 29 July 2026: Emaar Development and Abu Dhabi Commercial Bank (ADCB) have announced a strategic collaboration to enhance the home-buying experience across Emaar Development's portfolio of ready and off-plan premium residential communities in Dubai.

The collaboration brings together ADCB's mortgage expertise and Emaar Development's market-leading real estate portfolio to provide eligible homebuyers with unique financing solutions for both ready and off-plan properties through a streamlined, digitally enabled journey. Clients will also benefit from market-leading financing rates and an innovative off-plan financing solution featuring annually renewable pre-approval until handover, providing greater certainty and flexibility throughout the construction period.

Under the new off-plan financing solution, eligible Emaar Development customers can secure pre-approval for financing of up to 50% of a property's value. Renewable annually, the initial twelve months pre-approval remains valid throughout the construction period until handover, enabling customers to access financing for handover payments with greater confidence and convenience.

For both ready and off-plan properties developed by Emaar Development, ADCB is offering market-leading interest/profit rates starting from 3.49% per annum fixed for three years for a limited time, together with nil processing fees and nil valuation fees, helping to reduce upfront costs and enhance affordability.

The collaboration reflects the continued strength of Dubai's real estate sector and its role as a key contributor to the UAE's economic growth. By combining innovative financing solutions with one of the region's leading real estate portfolios, Emaar Development and ADCB are helping make home ownership more accessible while supporting Dubai's long-term vision for sustainable urban development.

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About Emaar Development PJSC:

Emaar Development is a developer of prime residential and commercial build-to-sell (BTS) assets in the UAE. The company is behind iconic freehold master-planned communities in Dubai, including Emirates Living, Downtown Dubai, Dubai Marina, Arabian Ranches, Dubai Creek Harbour, Dubai Hills Estate, Emaar South, Rashid Yachts & Marina, The Valley, The Oasis, Emaar Beachfront, Grand Polo Club & Resort and Heights Country Club & Wellness. It has delivered over 82,700 residential units since 2002. The company has a sales backlog of AED 134.6 billion. It is a high cash flow generating business, highlighting the company's robust fundamentals with ~53,000 residential units under development to be delivered.

For more information, please visit https://www.emaar.com/en/investor-relations/emaar-development-pjsc/

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